Discussing the Inevitable With Retired Clients

The headline in a recent issue of Financial Planning addressed the issues that we face as we get older.

The typical 65 year-old will live another 19.2 years on average.  During that time they may be faced with increased expenses that could include a nursing home. Which is why many people buy long-term-care insurance.  But many of these policies were issued before the insurance companies had adequate data on the cost of care and the length of time people would live in nursing homes.  Many companies have dropped out of the market and others are increasing their premiums.  Consult with your investment advisor on whether and how you should insure.

But there is no question that whatever the journey our lives take, at some point it comes to an end.  At that point, those left behind have to take care of things, and they often wish they better information.  Which is why I strongly recommend that everyone should learn the most common things that are overlooked when planning for that moment.  It’s all found in “Before I Go.” 

Get a copy today.

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