When should you retire?

People are a lot like cars.  When I was a kid, most cars were used up pieces of junk before reaching 100,000 miles; rusted out clunkers with used up engines.  Today a car with 100,000 miles on it is just getting broken in.  That’s a lot like people.  Years ago most workers performed hard physical labor and when they reached their 60’s were physically exhausted; used up.  The not only wanted to retire, they had to.

Thanks to technology, labor-saving devices and the miracle of modern medicine reaching the sixties is part of “middle age.”  As I often tell people when they ask if I plan to retire, my answer is that I enjoy what I’m doing, there’s no heavy lifting so I expect to continue working until something happens to make me want to quit rather than looking at an arbitrary retirement age.

Of course many people don’t enjoy their jobs as much as I do so they would like to retire and do something they enjoy more.  That’s great, and my role in their lives its to help them reach the point where they can retire and then manage their financial lives so that they can focus on what they want to do.  After all, that was the point, wasn’t it?  i just make sure they have a copy of BEFORE I GO and that they have my number on speed-dial.

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