Women and disability risks

One of the biggest financial risks that people face is the risk of becoming disabled and not being able work for a considerable time.  The Social Security Administration estimates that one in four of today’s 20-year-olds will be disabled before they retire.

In 2005, 47.5 million adults (22% of all adults) reported a disability.

Women are more likely to be disabled than men.

Work related injuries represent less than 5% of disabilities.  According to the CDC (Centers for disease control) the primary problems are musculoskeletal disorders, and the number one cause is arthritis followed by back & spine problems.  Women are twice as likely to be disabled by arthritis as men.

Disability insurance is something that every working person should consider.

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